difference between frugal and cheap

The Difference Between Frugal and Cheap

(This post may contain affiliate links. Please read my disclosure for more info.)


I remember overhearing a conversation at a restaurant recently that went a little something like this:

“Why do you never want to spend money on me?”

“Because we’re broke.”

“No we’re not. You’re just being cheap.”

Read More
how much should i spend on a house, on a car, on food

How Much Should I Spend?

(This post may contain affiliate links. Please read my disclosure for more info.)


I remember talking to another colleague of mine at my first “real” job. I was making decent money as a recent college grad, but nothing crazy. He couldn’t have been earning much more than me. It … Read More

How to get 800 credit

How I (Finally) Got An 800 Credit Score

I recently took a peek at my latest credit score and realized I had breached the 800 mark. There were no fireworks, no parades – just me blankly looking at my computer screen. For some reason, it had always seemed like such a major accomplishment to achieve. I am certainly … Read More

money saving tips

Budgeting 101: Money Saving Tips

It always feels easy to save money when you hear about how others are doing it. But a lot of advice out there really only tackle high level details and unclear examples of how to actually save money. Below is a list of some practical ways to save money. You’d … Read More

Budgeting 101: Saving Goals

I have to admit, I felt lost when I started earning a paycheck. Not because I was swimming in money – I just didn’t really know what I was supposed to do with it. With no goals or direction, it’s easy to just spend money as you see fit. If … Read More

Why Should I Budget

Budgeting 101: Why Should I Budget

Outside of spiders and snakes, one of the scarier things in life is checking your bank or credit card statement when you don’t have a budget. You know the feeling right? You spent a little more than you were supposed to this week but just casually swiped your card at … Read More

Why I Pack My Lunch

Why I Pack My Lunch


Lunch Time!

Lunch. A sacred time. A time to relax. The precious hour you get to retreat from the stress and seemingly endless busyness of everyday work. When I first started working, I would look forward to the clock hitting noon, where I’d be able to go out with … Read More