Do I REALLY Need a Roth IRA?

Do I really need a roth ira
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It’s the new year. The season of exorbitant spending is over. This might be the worst possible time to pitch the importance of investments. But, I’m going to do it anyway. Because it’s really that important. … Read More

November 2017 Update and Giveaway!

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EDIT: Congrats to Joanne for winning the $25 Amazon Gift Card! (12/02/2017)

I know, I know. You want to hear about the giveaway. If you really don’t care about anything else I have to say, … Read More

What Credit Card Should I Get?

what credit card should i get

In a sea of endless credit cards clouded by promotions, bonuses, and fine print, it can be overwhelming to pick and choose which is the best credit card for you. Before you ask “what credit card should I get?”, it’s beneficial to ask yourself some other questions first. … Read More

The Difference Between Frugal and Cheap

difference between frugal and cheap
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I remember overhearing a conversation at a restaurant recently that went a little something like this:

“Why do you never want to spend money on me?”

“Because we’re broke.”

“No we’re not. You’re just being cheap.”

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How Much Should I Spend?

how much should i spend on a house, on a car, on food
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I remember talking to another colleague of mine at my first “real” job. I was making decent money as a recent college grad, but nothing crazy. He couldn’t have been earning much more than me. It … Read More

How I (Finally) Got An 800 Credit Score

How to get 800 credit

I recently took a peek at my latest credit score and realized I had breached the 800 mark. There were no fireworks, no parades – just me blankly looking at my computer screen. For some reason, it had always seemed like such a major accomplishment to achieve. I am certainly … Read More